Budgeting isn’t about restricting your lifestyle—it’s about gaining control over your money so you can live on your own terms. In a world where inflation, subscriptions, and unexpected costs are everywhere, a working budget is your financial safety net.

ETF Outflows, Stablecoin Flows and DAT Reversals Signal Crypto Capital Flight: NYDIG

ETF Outflows, Stablecoin Flows and DAT Reversals Signal Crypto Capital Flight: NYDIG

Spot bitcoin ETFs have seen persistent outflows ($3.55 billion in November), and stablecoin supply has declined, indicating capital is leaving the market, NYDIG Said. Nov 23, 2025, 9:00 p.m. Bitcoin’s slide to $84,000 is being driven less by mood and more by mechanics, according to Greg Cipolaro, Global Head of Research at NYDIG. In a report, Cipolaro

Chainlink Is ‘Essential Infrastructure’ for Tokenized Finance, Says Grayscale Research

Chainlink Is ‘Essential Infrastructure’ for Tokenized Finance, Says Grayscale Research

Grayscale’s report comes shortly after it filed to convert its Chainlink Trust into an exchange-traded fund (ETF) that would trade on NYSE Arca. Nov 23, 2025, 12:00 a.m. Grayscale is positioning Chainlink as critical infrastructure for the growing market of tokenized assets, according to a new research report. The asset manager’s research arm argues that Chainlink’s

Stablecoin Spending Goes Mainstream With Opera MiniPay’s LatAm Integration

Stablecoin Spending Goes Mainstream With Opera MiniPay’s LatAm Integration

The feature connects USDT balances to PIX and Mercado Pago, enabling users to pay with QR codes and converting to local currency instantly. Nov 19, 2025, 11:43 p.m. Browser maker Opera’s MiniPay, a stablecoin wallet built on the Celo blockchain, has rolled out a new feature allowing users to spend stablecoins directly at shops and services

DeFi Giant Spark Shelves Crypto App Plans to Focus on Institutional Infrastructure

DeFi Giant Spark Shelves Crypto App Plans to Focus on Institutional Infrastructure

The protocol will instead focus on “liquidity infrastructure and deals” such as its recent $1 billion investment into PayPal’s PYUSD. Nov 19, 2025, 9:34 p.m. Decentralized finance (DeFi) giant Spark has shelved its plans to launch a mobile app, for now. “We had an internal discussion and we’re going to put it on pause for now

Harvard Endowment Takes Rare Leap Into Bitcoin With $443M Bet on BlackRock’s IBIT


Harvard Endowment Takes Rare Leap Into Bitcoin With $443M Bet on BlackRock’s IBIT


The investment, which accounts for 20% of Harvard’s reported U.S.-listed public equity holdings, is notable. Nov 15, 2025, 9:00 p.m. Harvard logo (Xiangkun ZHU/Unsplash/Modified by CoinDesk) What to know: Harvard University’s endowment has disclosed a $443 million stake in BlackRock’s iShares Bitcoin Trust (IBIT), making it the fund’s largest known equity position. The investment, which accounts

Alibaba to Use JPMorgan’s Blockchain for Tokenized Dollar and Euro Payments: CNBC

Alibaba to Use JPMorgan’s Blockchain for Tokenized Dollar and Euro Payments: CNBC

The technology aims to expedite transactions and eliminate intermediaries, enabling the direct transfer of digital currencies over a blockchain-based system. Nov 15, 2025, 8:00 p.m. Alibaba’s global business-to-business platform is moving to streamline cross-border payments by using tokenized versions of major currencies, part of a broader shift toward blockchain-based settlement in global commerce. Kuo Zhang, president